California USDA Loans:

The U.S. Department of Agriculture offers a variety of programs to help low to moderate-income individuals living in small towns or rural areas achieve homeownership. The Rural Housing Service (RHS) helps qualifying applicants, who cannot receive credit from other sources, purchase modestly priced homes as their primary residence.

RHS Loans are an attractive option because:

• Minimal closing cost
• Low or no down payment

RHS loans can be used toward the purchase and renovation of a previously owned home or a new construction. Families must be able to pay their monthly mortgage, homeowner's insurance and property taxes.

Find out if you qualify for an RHS Loan.

Find out if your Address qualifies for a RHS Loan.

To get started, click on the FREE California Home Purchase Analysis Tool Below:

 

If you have a California Mortgage or California refinance question that you cannot find an answer for on our website, don’t hesitate to use our FREE Ask an Expert feature.

Call 951-506-4663 to schedule a strategy session with a California Mortgage Expert

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